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Household Economy
By learning, practicing, and teaching a system of wealth creation called pro-suming, average people can position themselves to create above-average income. Prosuming is a natural way for average people to create above-wealth. WHY? Because when we pro-sume, we leverage our skills and abilities as consumers, and if there’s one thing most people are good at, it’s consuming!
Poor Economy
The work to end extreme poverty is far from over, and many challenges remain. The latest projections show that if we continue down a business-as-usual path, the world will not be able to eradicate extreme poverty by 2030. That’s because it is becoming even more difficult to reach those remaining in extreme poverty, who often live in fragile countries and remote areas.
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It is not a state of affairs with which you should be content for long. There is nothing more dangerous than relying on one or two employers to support your household’s income needs. Although this goes against conventional wisdom, which tends to focus on labor as the primary mechanism for economic security, make no mistake: Job security is an illusion.
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Beyond this, working to diversify your income sources is important to your investments because it is often those who have been laid off or who have experienced a substantial pay cut who are forced to dip into the retirement accounts,
The key when diversifying your income is remembering to never invest in something you don’t understand. Diversification does not mean throwing money at a wall. How you will diversify will depend upon a number of factors including, your personal interest, the economy at the time (some assets will be cheaper than others due to the cyclical nature of capitalism), and 3 the percentage of your income you are able to devote to growing your investments.
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Secure Family Wealth
Estimated household income diversification in settlement types of the poorest provinces in South Africa – the Eastern Cape, Limpopo and KwaZulu-Natal. We obtained data from the 2010/2011 Income and Expenditure Survey from Statistics South Africa and Wave data from the National Income Dynamics Study. Livelihood diversification is increasingly seen as one of the pathways for poverty reduction and economic growth in sub-Saharan Africa. Asset, activity and income diversification characterises the livelihood strategies of many rural communities in sub-Saharan Africa. Income diversification refers to an increase in the number of sources of income, or the balance between different sources.There are multiple motives which prompt households or individuals to diversify assets and income-earning activities.